Moving Company Reviews: Mac’s Moving, Louisville, KY

    Since you last moved, there are some new options to consider when choosing a vendor to transport your possessions to your new home. One of them is a family owned company named Mac’s Moving of Louisville, Kentucky. http://macsmoving.net. Mac’s is owned by Debbie and Chase Taylor. Mac’s Moving capabilities: Mac’s Moving is exclusively […]

Steps Involved in Buying a Home – Part 1.

  The primary steps in buying a home are listed below.  ·        Getting preapproved for a mortgage; ·         Finding an experienced Realtor; ·         Searching for your home; ·        Conducting due diligence; ·        Writing an offer; ·        Negotiating the contract; ·        Conducting inspections and requesting repairs; ·        Inspecting the repairs; ·        Navigating the lender’s appraisal; ·        […]

Consumer Finance Protection Bureau – New Mortgage Lending Standards

Today, the Consumer Financial Protection Bureau (CFPB) issued the final rules designed to strengthen consumer protections for “high cost” mortgages. Here’s the link. http://1.usa.gov/UDjmpM   The CFPB designates non-high cost mortgages as “qualified mortgages.” The CFPB has offered lenders two ways of assuring a loan is a qualified mortgage. A loan will be judged as […]

Consumer Finance Protection Bureau – Preview of New Home Lending Standards

As reported in the January 8, 2013 edition of The Wall Street Journal, the new federal Consumer Finance Protection Bureau is expected to issue new home-lending rules this week. The purpose of the new rules will be to prevent future real estate bubbles and outlaw the somewhat exotic loan products that some blame for the […]

How to De Clutter.

  Sooner or later you and I and everyone else will need to decide how to intelligently de clutter and thereby downsize our possessions. This task is especially difficult, if you have inherited antiques or other items, which may have significant value. In some instances, older furniture, paintings, jewelry, silverware, china, collectibles and certain memorabilia […]

How To Save Money on Your HVAC Systems.

  When you own your own home, one significant potential expense is the repair or replacement of your furnace and/or air conditioning systems. Fortunately, these systems typically last at least 12 – 15 years; however, with some TLC they can last much longer.   The “Clean & Check:” The most cost effective way to extend […]

Benefits of Home Downsizing and Obtaining Your New Mortgage.

  This is the first of a series of guest blog posts by Sameer Aziz. Sameer is a Home Mortgage Consultant with Wells Fargo Home Mortgage. Are you considering downsizing?  Right now could be the best time for you to make the move.  With the housing market turning recently, home sales are increasing month by month.  This […]

Landlords, Tenants & Methamphetamine

Within the last 6 months, I listed and sold an upscale property that had been a “Meth” house. In other words, the owner had created methamphetamine in the home. Before it could be listed, the home had to be decontaminated by a state certified contractor. The home was rated to have sustained a Tier 1 […]

Thinking of Selling? Here are Some Tips on Preparing the Interior.

If your goal is to sell your home quickly and for an excellent price, you will need to prepare both the interior and exterior of your home, before it is listed. Here are a few tips on preparing the interior.   1. De-clutter. You are moving, so why not get started packing? Why de-clutter? Cluttered […]

FHA Insured Mortgages & Minimum Habitability Standards

  Today’s Mortgage Market and How It Has Changed Currently, home buyers have far fewer types of mortgage products from which to choose, as compared to just two or three years ago. This reduction in choice is reflective of the increased federal regulations, which occurred soon after the subprime bust and the collapse of the […]